Do you have an exciting new business idea? Have you spotted a gap in the market here on the coast? Or maybe you are ready to take your side hustle from a personal passion project to a successful, long term business? Wherever you are at with your business idea, we are here to provide you with the resources you need to make it happen! We have compiled a comprehensive list of resources and tools to help local entrepreneurs successfully navigate starting a business here on the Sunshine Coast.
Photo: Gibsons Waterfront, Dolf Vermeulen Creative
Developing a Business Plan
Successful businesses are built from a combination of innovative ideas, extensive market research and solid planning. Below are some resources to help you understand what is required for a concise, structured and successful business plan:
- BDC: How to Write a Business Plan
- Futurpreneur: Business Plan Writer
- Government of BC: Starting a Small Business Guide
- Government of Canada: Planning a Business
- Small Business BC: Business Planning
- Small Business BC: Business Plan Services
- Small Business BC: How to Choose the Right Business Structure
- WeBC: Business Plan Review Service
- WeBC: Starting your Business
- Work BC: Planning Resources
Registering your Business
If you are planning to register your business as a sole proprietorship or partnership, in some cases you aren’t required to register a your business or choose a business name, you can conduct business under your personal name; however, registration of a business name does have certain benefits: business names are useful for marketing purposes, and also allow you to accept and make payments with your bank under a business name.
If you choose to register your business name, you must first request to have the name you have chosen approved. Below are some links for business name request and approval:
- Government of BC: Business Name Request and Approval
- Government of Canada: Naming a Corporation
- Small Business BC: Guided Business Name Request
Within 56 days of receiving your Name Request Number (NR number), you’ll need to register your business as either a Sole Proprietorship, Partnerships or Incorporations. Once registered, you will receive a Business Number (BN). Your BN can be used as an identifier for remitting taxes to the government, Canada pension premiums, EI premiums, and making WorkSafeBC payments. You can register your business yourself, or Small Business BC can help review, file and submit your business name for approval.
Applying for a Business Licence
Depending on where you live, or where your business is located, you will need to apply for your business license either through the District of Sechelt, or the Town of Gibsons. If your business falls in the SCRD you may not need a business license, but business owners are encouraged to contact the Planning & Development Division to discuss their future business plans to confirm compliance with zoning bylaws.
An Inter-Community Business License is also available when applying through either of the municipalities. This allows businesses to pay for one license and operate their business throughout the lower Sunshine Coast.
Accessing Funding to Start your Business
If you are planning to start a business, chances are you will need to access funding beyond your personal savings. It is important to understand how much money you will actually need to start and run your business until you reach your break-even point, and to choose the right financing option to set you up for success. Below we have put together some lenders that offer funding to Sunshine Coast entrepreneurs along with resources to help you assess the amount of funding you will require:
Local Banks and Credit Unions:
- Bank of Montreal (BMO)
- Canadian Imperial Bank of Commerce (CIBC)
- Royal Bank of Canada (RBC)
- Scotia Bank
- Sunshine Coast Credit Union (SCCU)
- TD Canada Trust
Resources and Alternative Financing Options:
- Community Futures Sunshine Coast: Financing
- Futurpreneur Canada: Financing
- Government of Canada: Business Grants and Financing
- Small Business BC: How to Finance your Business
- WeBC: Financing for Women Entrepreneurs
- Work BC: Funding and Programs
Entrepreneurial Development Programs for Persons with Disabilities:
Do you have a self-declared disability or have been assessed as having a disability? Community Futures BC offers a program to provide support for persons with disabilities, who are interested in being self-employed or already operate a business.
Photo: Tapworks Brewing Co., CBR Photography
Photo: Sechelt Fish Market, CBR Photography
LOCAL SUPPORT FOR
SUNSHINE COAST BUSINESSES
Still can’t find what you’re looking for? Call us at 604-747-4696 from 9am to 3pm Monday to Friday to speak with one of our local business advisors to help you get started. You can also email us at smallbiz@scredo.ca.
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